Bank Loan – One time fast online.
Do you need a one-off access to, for example, larger one-off purchases?
Would you like a clear loan that you could take without getting the guarantors?
Would you be willing to take out a loan right away with your bank IDs?
Bank Loan is a quick and easily searchable 3000 – EUR 20,000 consumer credit .
For a loan, the applicant does not need loan agents or other collateral, it is sufficient that the applicant is a person who has been in good financial condition for 25 years.
The loan is applied for online with a free loan application, which is identified with your own online banking codes.
The use of bank codes allows for a quick loan decision when the applicant’s information can be pre-checked electronically.
This will greatly speed up the loan process and get a loan right away!
You will receive the credit decision immediately after completing the application and the loan granted will be transferred to the account instantly.
You can safely verify your personal information with your own bank codes.
The loan service may, if necessary, request, for example, to send a wage certificate to obtain a final loan decision.
Important information in brief:
- The age limit is 25 years.
- Quickly borrow from $ 3,000 to $ 20,000.
- The loan will be paid to the account after a positive decision between 07-23.
- You will receive the loan decision directly to the email address you have provided.
- Payment period is 1 to 10 years.
- Refund in monthly installments.
- Completing the loan application takes about 3 to 5 minutes.
- You do not need any collateral or loan collateral.
- Leave a free application online 24/7.
- Ferratum is a very popular and versatile loan service!
- Friendly customer service will help you with loan issues 24 hours a day.
- The consumer has the right to cancel the credit agreement within 14 days.
- Example of a loan from Ferratum Prime: Loan of EUR 6,000, loan repayment period of 4 years, opening fee of EUR 149, monthly loan repayment of EUR 203.88, total loan cost of EUR 9786.24, annual interest rate of 29.92%.
Who can apply for a Bank Loan?
The applicant must be a creditworthy person of at least 25 years of age who has handled his finances properly.
Applicants must also have their own personal bank account, online banking IDs, and a mobile phone subscription.
Customers from all banks are welcome as Ferratum customers.
How Much Can I Get a Bank Loan?
The loan amounts are between EUR 3000 and EUR 20,000.
The Bank Loan does not have an account management fee or other extra costs.
The Prime Rate of the Loan is determined by the amount of Loan sought.
Example loan: The applicant receives a loan of EUR 5,000 and takes 2 years to borrow. Based on the information provided by the applicant, the nominal interest rate of the loan is 25% and the actual annual interest rate is 32.07%. Monthly deduction is 274.81 € / month. The total cost of the loan is EUR 6595.44 for the entire loan period.
The loan will be repaid in monthly installments in accordance with the loan table received under the loan agreement.
For an accurate estimate of your borrowed costs and monthly bills, please ask for your loan offer from the Ferratum loan service.
Submission of an application and / or receipt of a tender does not bind the applicant to any loan agreement.
How long does it take to get a Bank Loan?
You can choose between 1 and 10 years of payment.
The loan repayment period varies according to the loan amount requested:
For a loan of less than € 5,000, the applicant receives a loan period of 1 to 5 years.
For a loan of less than € 10,000, the applicant receives a loan period of 1-7 years.
For a loan of EUR 10,000 to 20,000, the applicant receives a loan period of 1 to 10 years.
In the application, you will see the maturity of the first loan and the repayment plan.
The loan is paid every month according to the same plan, in equal installments.
In this way, the applicant will never be surprised by the next month’s repayments.
Because a loan can be withdrawn?
The free loan application is open every day of the week around the clock, so no matter how you fill in the application.
The loan will be paid to the applicant’s account immediately after the application is processed between 07:00 and 23:00.
Where can I use a Bank Loan?
The Bank Loan is a good solution if you need a loan for, for example, major changes in life.
Applications can include, for example, the renovation of a kitchen or nursery, the purchase of a newer car, or even a holiday trip.
How do I apply for a Bank Loan?
Reserve time to complete your application for about 5 minutes.
There are a few clear steps in the application:
- Go to the Bank Loan website: Loan Application .
- Choose the appropriate loan amount.
- Click on “Get Prime Loan” and fill in your personal information.
- Next, go to the service with your own Netbank IDs.
- Fill in the rest of the application carefully, after which your ability to pay will be reviewed.
- Accept loan terms and submit your application.
A preliminary loan offer will be sent to you immediately.
Make it easy and decide whether or not to accept the offer.
Sending an application or receiving a bid will not bind you any more.
After the acceptance of the offer, the loan granted will be paid to your account immediately and you agree to comply with the loan agreement and payment plan.