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Why use Amex Blue Cash Preferred for grocery shopping


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The Chase Freedom® is currently not available to new cardholders. Please visit our list of the best refund cards for alternative options.

Cooking is one of my passions, so it’s only natural that grocery shopping is high on my monthly spending list. On average, I spend $ 325 a month on everything from milk and eggs to vegetables and chocolate chips. These costs add up quickly, but I’ve found ways to make groceries less expensive.

I’m no stranger to optimizing credit cards (after all, I have ten), so I make sure to pay with the most lucrative refund card in my portfolio: the American Express Blue Cash Preferred® Card.

The Blue Cash Preferred card is my go-to for shopping because it allows you to earn a solid 6% cash back in American supermarkets, up to $ 6,000 per year of purchases (then 1%). Unfortunately, I cannot use it when I buy from Costco because they don’t accept cards from all issuers. When traveling Costco, I use one of my Chase cards backed by a Visa card, like the Freedom Hunt® (no longer open to new applicants).

The reward rate of the Blue Cash Preferred card is higher than that of any other card on the Select list of the best grocery rewards cards and earns me about $ 234 a year in cash back.

If my annual cash back earnings aren’t enough to convince you that this card is a stellar choice, it is currently offering a welcome bonus of a $ 300 credit after spending $ 3,000 on purchases on your new card over the course of the first six months. It’s a great way to offset your grocery bills. Plus, you can qualify for an annual start-up fee of $ 0 for the first year, then $ 95. (See prices and fees.)

If you are also someone who seems to have an endless grocery list, consider requesting this card.

American Express Blue Cash Preferred® Card

On the secure American Express site

  • Awards

    6% cash back in U.S. supermarkets up to $ 6,000 per year in purchases (then 1%), 6% cash back on select US streaming subscriptions, 3% cash back in stores US gas stations, 3% cash back on public transportation including taxis / carpooling, parking, tolls, trains, buses and more and 1% cash back on other purchases. Cash back is received in the form of reward dollars which can be redeemed as a credit on the statement.

  • Welcome bonus

    Get a $ 300 credit on your statement after spending $ 3,000 on purchases with your new card in the first 6 months.

  • Annual subscription

    $ 0 annual start-up fee for the first year, then $ 95

  • Intro APR

    0% for the first 12 months on purchases, N / A for balance transfers

  • Regular APR

    13.99% to 23.99% variable

  • Balance transfer fees

  • Foreign transaction fees

  • Credit needed

For pricing and fees for the American Express Blue Cash Preferred® card, click here.

The information on the Chase Freedom® was independently collected by Select and was not reviewed or provided by the card issuer prior to publication.

Editorial note: Any opinions, analysis, criticism or recommendations expressed in this article are the sole responsibility of the editorial staff of Select and have not been reviewed, endorsed or otherwise approved by any third party.


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